Find the Best Payday and Title Loan Companies

Payday and title loans are short-term loans that give you a cash advance on your paycheck or use your car title in exchange for immediate funds. These quick loans are intended to be short-term solutions for unexpected or emergency expenses. Read our guide to research the best payday and title loan companies for you. We look at terms, fees and reputation so you know exactly what to look for when choosing a company.

TitleMax

TitleMax

Overall Satisfaction RatingBased on 164 ratings submitted in the last year

TitleMax is one of the largest title lending companies in the nation. TitleMax offers car and motorcycle title loans and pawns at competitive rates. It strives to provide a superior level of customer service as it helps thousands of people get the cash they need with a title loan. The company has thousands of convenient locations.

BOTTOM LINE

TitleMax offers title and personal loans with easy applications. Customers receive funds quickly, and the company has loan specialists that help clients find out how much money they can borrow.

PROS

  • Receive up to $10,000
  • Get funds in as little as 30 minutes
  • No bank account required
  • No credit score requirements

CONS

  • Pawns only available in Georgia
  • Loans only available in 16 states

Speedy Cash

Speedy Cash

Overall Satisfaction RatingBased on 59 ratings submitted in the last year

Speedy Cash is licensed to operate in multiple states across the U.S. (including Nevada, Oregon and Washington under the name Rapid Cash) and provides short-term cash loans online, over the phone and in stores. Speedy Cash strives for a personal connection with its customers and offers payday loans, installment loans and title loans.

BOTTOM LINE

Speedy Cash is a short-term lender that offers payday loans, installment loans and title loans to help you get the money you need fast.

PROS

  • Get funds in as little as a day
  • Online and in-store services
  • Loans from $50 to $26,000

CONS

  • High APRs

CashNetUSA

CashNetUSA

Overall Satisfaction RatingBased on 559 ratings submitted in the last year

CashNetUSA is one of America’s leading licensed online lenders and a top choice for consumers looking to handle financial emergencies. CashNetUSA offers three types of products in over 30 states: payday loans, installment loans and lines of credit. Since 2004, CashNetUSA has been trusted by more than 3 million hardworking people.

Why Customers Choose CashNetUSA:

– Apply online 24/7 — anytime, anywhere

– Instant decision — receive an immediate funding decision*

– Fast funding — Cash by the next business day**

– Quick & reliable online application — without affecting your traditional credit score***

– No hidden fees or paperwork — all terms and payment details are clearly laid out before your sign

– Dedicated U.S.-based customer service — available 7 days a week

*Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans will be eligible for instant approval by CashNetUSA or third-party lenders.

LoanMart

LoanMart

Overall Satisfaction RatingBased on 172 ratings submitted in the last year

LoanMart connects consumers with the cash they need though several options, including car title loans. Credit issues aren’t a problem. Customers can apply in minutes and get their cash in just hours. Contact LoanMart to see your borrowing options and full disclosures.

BOTTOM LINE

LoanMart offers car title loans to residents in 8 states. A good credit score isn’t required for approval, and you can receive funds in as little as 24 hours.

PROS

  • Get approved in less than an hour
  • Get funds in as little as a day
  • Good credit isn’t required

CONS

  • High interest rates

Silver Cloud Financial

Silver Cloud Financial

Overall Satisfaction RatingBased on 195 ratings submitted in the last year

Silver Cloud Financial, Inc. provides short-term financial relief for anyone, regardless of credit score. Within minutes, you can receive your approval for a tribal loan between $300-$1,000. All processes are secure and follow federal and tribal regulations, as well as OLA guidelines. There are no hidden fees or prepayment penalties and you may qualify for same-day funding. Visit our website to learn more and apply today!

Check Into Cash

Check Into Cash

Overall Satisfaction Rating

  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars

Based on 2,051 ratings

Are you in need of emergency funds? Check Into Cash is your direct lender and one stop money shop for when you need quick cash. At Check Into Cash, we provide online payday loans, in-store title loans and in-store cash advances. With thousands of locations conveniently located near you, you can rest assured that when you visit Check Into Cash our expert team will guide you into finding the best solution for you. Call or visit us today to learn more about our services! Or click the link to the left to start your application today!

TMG Loan Processing

TMG Loan Processing

Overall Satisfaction Rating

  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars

Based on 79 ratings

TMG Loan Processing (Tradition Media Group LLC) will NEVER request banking information from you​ (unless authorized once your loan is approved)​. This includes, checking account numbers, routing numbers, and login information.

TMGloanprocessing.com offers loans from companies nationwide who have availability to over 1500+ locations including MoneyGram, Wire, ACH, and direct location money centers available by area. VIP expedited service and electronic signing of agreements are available. TMG Loan Processing offers an online application, instant chat or Customer-to-Agent texting service to assist customers to receive a loan. Loans range from $1,000 to $500,000 depending on qualifying factors. Their services are free to the consumer.

Product suite includes Car Title Loans, Registration Loans, Car Title Loan Refinancing, Small Business Loans and Small Business Lines of Credit.

Finova Financial

Finova Financial

Overall Satisfaction Rating

  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars

Based on 177 ratings

Services ARIZONA, CALIFORNIA, FLORIDA, NEW MEXICO, TENNESSEE, OREGON & SOUTH CAROLINA ONLY.

When you need emergency funds, don’t get a title loan. Get a Finova Car Equity Line of Credit (C-LOC). C-LOC available only for ARIZONA, FLORIDA, TENNESSEE, OREGON and SOUTH CAROLINA.

Finova’s Car Equity Line of Credit (C-LOC) costs 70% less than the current national average, provides instant access to capital, and a 12-month pathway back to financial health, online, mobile, anywhere, 24/7.

Finova clients benefit from the ability to complete the loan process online, instant approval decisions and same day cash funding. The Finova client portal provides personalized access to our financial dashboard allowing real time management of your financial health. Payments can be made from the convenience of any computer or mobile device and at 32,000 US retail locations. Successful payment history provides declining rates, the opportunity to establish and build credit, along with access to additional funds on demand.

Fast Access Finance

Fast Access Finance

Overall Satisfaction RatingBased on 5 ratings

How do I know I can trust these reviews about Fast Access Finance?

  • 2,355,514 reviews on ConsumerAffairs are verified.
  • We require contact information to ensure our reviewers are real.
  • We use intelligent software that helps us maintain the integrity of reviews.
  • Our moderators read all reviews to verify quality and helpfulness.

MoneyMutual

MoneyMutual

Overall Satisfaction RatingBased on 38 ratings

This company is not yet accredited. See reviews below to learn more or submit your own review.

MoneyMutual brings potential borrowers and lenders together through its online loan marketplace. MoneyMutual’s platform gives consumers access to short-term loans from lenders that match their criteria.

BOTTOM LINE

MoneyMutual bridges the gap between borrowers and short-term lenders through its online marketplace. MoneyMutual offers payday, installment and bad-credit loans.

PROS

  • No cost to use the platform
  • Find lenders who meet your needs
  • Apply online in five minutes

CONS

  • Unavailable in New York, Connecticut

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